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About Credit Card

A personal loan is an unsecured loan that you can take from a bank or NBFC for any personal use including medical emergency, paying off old debts, travel, home improvement, education fees or wedding. Being an unsecured loan means you are not required to pledge any collateral or security with the bank. The loan repayment is done in the form of EMIs over a fixed tenure. You can avail loan online through the bank's website, app-based lenders, by applying on Credit or by visiting the nearest branch of the bank.

Features and Benefits of Credit Card

Given are the features and benefits of a personal loan:-

Unsecured Loan

Personal loan does not require any collateral or security such as a house, car or jewellery. Loan approval is based on your creditworthiness and employment profile which is reflected by your credit score.


Flexible End-use

The loan amount can be used for various purposes like meeting expenses of a medical emergency, travel, house renovation, debt consolidation, etc. There is no end-use monitoring by banks.


Flexible Tenure

You can choose the tenure as per your requirement. The tenure ranges between 2 months to 60 months.


Minimal Documentation

You are only required to submit minimal documents including documents for identity proof, address proof and income proof.


Quick Disbursal

You can have a loan amount credited to your account within 48 hours to 72 hours. If it’s a pre-approved offer then the loan can get sanctioned within a few hours.

Top Credit Cards

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Rewards
Joining Fee

Rs. 5000

Annual Fee

Rs. 1000

Interest Charge

2.50%

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Bonus Saver
Joining Fee

Rs. 5000

Annual Fee

Rs. 1000

Interest Charge

2.50%

Apply Now
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Pension Plus
Joining Fee

Rs. 5000

Annual Fee

Rs. 1000

Interest Charge

2.50%

Apply Now

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